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Tarheel Insurance Group

201 N Front St
Suite 915
Wilmington, NC 28401

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Why do I need home insurance here?

The Wilmington, NC area offers a lot of advantages to residents. The strong local economy, various recreational options, and other benefits can make it a great place to own a home. If you are going to purchase a home here, you need to get insurance for it. There are several reasons why you will need to get a full home insurance policy for your North Carolina property.

Insurance is a Lender Requirement

One reason that you will need home insurance is that it is a lender requirement. Most people in North Carolina are going to take out a mortgage to buy the property. Along with the financing, you will have specific insurance requirements. To ensure that you stay in good standing, you need to understand and follow your home insurance requirements. Most of the time, your lender will need to approve your policy and will escrow for payments.

Association Requirements

Depending on where you live, you may also have requirements for home insurance set by your home association. Any association will have a set of bylaws that will include a requirement to carry home insurance at all times. If you do not have this coverage, you could find yourself in default with your association, and you could also be fined. 

As you are looking for home insurance in the Wilmington, NC area, it is important that you speak with the team at Tarheel Insurance Group. When you are looking for insurance, you could find that choosing the right policy to meet your needs is confusing. Fortunately, if you do call Tarheel Insurance Group, you can learn more about the advantages that this insurance provides. They can then help you build a new policy that ensures you comply with your obligations and get proper coverage. 

Partner Carriers


  • Allstate
  • Attune
  • Cabrillo Coastal
  • Chubb
  • Dairyland
  • Foremost
  • Geovera
  • Grange
  • Guard Insurance Group
  • Hagerty
  • Heritage
  • Kemper
  • Liberty Mutual
  • Lighthouse
  • National General
  • Nationwide
  • North Carolina Joint Underwriting Association (NCJUA)
  • Progressive