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Tarheel Insurance Group

201 N Front St
Suite 915
Wilmington, NC 28401

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Boat/Watercraft Insurance in North Carolina


The beautiful state of North Carolina has many exciting waterways to explore with water vessels. Owning a watercraft in North Carolina does not require insurance to legally operate on waterways. However, it may be something you want to consider for your own protection. In the event of boating accidents and lawsuits, you will be thankful you invested in this type of insurance.

Our agents at Tarheel Insurance Group in Wilmington, NC have helped boat owners insure their water vessels and get the best coverage possible for many years. We can help you craft an insurance policy that suits your needs.

Staying Protected

There are a variety of recreational opportunities to enjoy on North Carolina's waterways from the coast to the inland rivers. And different types of water vessels to own including sailboats, jet skis, as well as fishing vessels. Whatever kind of watercraft you own, being insured can be useful to protect you, your family, other boaters and your possessions. Different types of insurance include:

  • Liability - covers expenses for other boaters when you are responsible for accidents
  • Physical Damage - when your boat is damaged or has covered losses
  • Unattached Equipment - this type of insurance cover equipment that is damaged or stolen

These are just a few of the options available. Medical coverage and other policy types can be purchased as well. Speaking with a qualified agent will help you get the most from your insurance.

Tarheel Insurance Group in Wilmington, NC

Contact Tarheel Insurance Group today to speak with an agent about insuring all your boats and watercraft. Our experienced agents in Wilmington, NC will get you the most affordable coverage for your specific needs. Insuring your boat will give you peace of mind when you are out having fun on the North Carolina coast or one of the many rivers or lakes.

Partner Carriers


  • Allstate
  • Attune
  • Cabrillo Coastal
  • Chubb
  • Dairyland
  • Foremost
  • Geovera
  • Grange
  • Guard Insurance Group
  • Hagerty
  • Heritage
  • Kemper
  • Liberty Mutual
  • Lighthouse
  • National General
  • North Carolina Joint Underwriting Association (NCJUA)
  • Progressive