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Tarheel Insurance Group

201 N Front St
Suite 915
Wilmington, NC 28401

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Renters Insurance in North Carolina


Renters have unique insurance needs. They might not own the building they live in, but they do own all of the possessions inside the home. The insurance experts at Tarheel Insurance Group in Wilmington, NC will make sure that renters have the insurance protection they need in case something happens.

Doesn't the Landlord Have Insurance?

The landlord will insure the physical structure of the building to protect against damage or loss. But it up to individual tenants to carry renter’s insurance on everything from the couch to the clothing inside the rental house or apartment. Renter's insurance is a fairly inexpensive way to secure coverage that replaces valuables if they are damaged or stolen. Renter's insurance also offers personal liability protection if someone is injured inside your rental property. Renter's insurance can also help with expenses if you have to relocate because something happened to the home. Some North Carolina landlords will insist that renters purchase their own insurance coverage before they sign the lease.

Is Renter's Insurance Expensive?

Renter's insurance is very affordable. It provides peace of mind for the cost of a few lattes a month. The premium is impacted by the dollar amount of the coverage and how high or low the deductible is. Some North Carolina renters secure an even lower insurance rate because they bundle their coverage with their car or other insurance policies. An agent at Tarheel Insurance Group will explore all these options with you so that you can secure maximum coverage at the best price.

Get a Free Renter's Insurance Quote

Call our office today and get a free quote for renter's insurance. Whether you are leasing a student apartment in Wilmington, NC or a home for a family, our agents at Tarheel Insurance Group are uniquely qualified to provide you with coverage options. We have been working with the best insurance carriers in the business since 1994 to bring you the most competitive rates.

Partner Carriers


  • Allstate
  • Attune
  • Cabrillo Coastal
  • Chubb
  • Dairyland
  • Foremost
  • Geovera
  • Grange
  • Guard Insurance Group
  • Hagerty
  • Heritage
  • Kemper
  • Liberty Mutual
  • Lighthouse
  • National General
  • North Carolina Joint Underwriting Association (NCJUA)
  • Progressive