Umbrella Insurance in North Carolina
Enough Insurance Coverage
In North Carolina, getting enough insurance is one of the most important things you can do for your everyday financial risks. Many of today's financial risks are lawsuits that may be filed against you in the event of an accident or calamity. When it comes to your homeowners' and auto insurance, a certain amount is required, but that doesn't mean that it's enough. If you aren't sure that your liability coverage is all that it should be, call us at Tarheel Insurance Group in Wilmington, NC to find out more.
An umbrella can cover many things at the same time, including people, pets, backpacks, and more. Umbrella insurance is designed to be the same way. It adds protection to your auto and homeowners' insurance coverage. One policy will add to both of these liability coverages so that you finally have enough insurance on both. And with today's expensive lawsuits, it's never too soon to get the liability coverage you need for your assets.
Adding to Coverage
If you were to go back and rethink the amount of home and auto insurance coverage that you have, that's a good idea. However, adding more to those policies is an expensive prospect. To add to them both without breaking the bank, many people choose an umbrella policy. These policies offer more coverage than the maximum payouts for your home and auto insurance. Once those policies have paid out as much as they can, your umbrella policy would then kick in, adding to the number of liability payments that are made.
Talk to an Agent
If you are in North Carolina and you aren't sure if your home and auto insurance comes with enough liability coverage, speak to one of the agents at Tarheel Insurance Group in Wilmington NC. We can show you just how umbrella policies work and how they can protect your future finances.